Funding for Florists and Floral Shops – An alternative to bank loans

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Home Page > Finance > Loans > Funding for Florists and Floral Shops – An alternative to bank loans

Funding for Florists and Floral Shops – An alternative to bank loans

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Posted: Aug 01, 2010 |Comments: 0
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Florist lacks funds

I went to buy a dozen roses for my wife last week but the floral shop only had 6 stems left.  When I asked the manager why they didn’t have more, they cited the economy was preventing them from having enough stock. Mother’s Day had passed  just two months before and I left wondering how that could be. We all know that banks have backed away from lending but surely there had to be a solution.

As it turns out, my neighborhood florist wasn’t aware of their options. According to analysts, florists are one of the few industries that actually still have easy access to capital. Merchant Cash Advance providers offer funding fast and florists continue to be on their top 10 most funded business types.

Seasonality
If you’re in the floral business, your world revolves around the make-or-break holidays: Valentine’s Day, Mother’s Day, Easter, Christmas, and Prom/Graduations. Sales can increase as much as  500%. According to Aboutflowers.com, 32% of all adults bought flowers or plants as gifts for Mother’s Day in 2009.  Since that doesn’t happen every day, floral shops have it tough. Over the span of a year, business is profitable but it’s the seasonal cash flow fluctuations that can create chaos. When a holiday is approaching, a shortage of inventory can inflict serious damage.

A Merchant Cash Advance allows you to receive funds now and repay it by diverting a percentage of each credit card sale generated back to the funding provider. A common strategy is to obtain a Merchant Cash Advance in January to prepare and repay the funds throughout the Valentine’s Day holiday and thereafter.  It’s a perfect fit.

Credit
It’s not uncommon for florist owners to have some negative marks on their credit report. Seasonal sales have probably caused you to make a few late payments at some point. Fortunately, excellent credit is not required to obtain a Merchant Cash Advance. Most funding providers require a minimum FICO score of 525. Any lower and you may only qualify for a test run ‘starter funding program’.

Teleflora, FTD, and 1-800 Flowers Friendly
Do you process credit card sales though a national network like Teleflora, FTD, or 1-800 Flowers? You can still take advantage of a Merchant Cash Advance. Funding providers can arrange for a repayment method that involves debiting your bank account, rather than changing your merchant services provider. Evidence that this works is the sheer volume of florists that are using Merchant Cash Advances. Stores processed in-house through a credit card machine may still need to be converted over.

Use of Funds
While managing cash flow and purchasing inventory are the most common uses of funds, your business is not restricted to doing just that. Use it for any reason such as advertising, building upkeep, supplies, equipment, and hiring new staff.

The Result

When I surprised my wife with a dozen roses today, she was ecstatic. “Where did you get these honey?,” She giddily asked. I let her know it was the neighborhood florist. “I’ve always loved that place. I hope they never disappear,”  she remarked. As long as they manage cash flow and have access to capital in these turbulent times, they never will. Fortunately, they have Merchant Cash Advances as an option.

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New York City Merchant Services is a national leader in providing capital to Florists and Floral Shops. http://www.newyorkcitymerchantservices.com

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My daughter works at one that is open.

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Home Page > Relationships > Marriage > Bridal Bouquet Ideas Floral Bridal Wedding Bouquets

Bridal Bouquet Ideas Floral Bridal Wedding Bouquets

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Posted: Feb 13, 2010 |Comments: 0

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Bridesmaid Arrangements

the concept of a totally white wedding and reception has continually been a very entrancing a single to me. I sensed its splendor even closer when I attended one or two white-colored weddings lately. The concept moved me so much that I determined to compose an documenttt regarding whitened weddings so that I could help one or two make their big day totally unique and lovely.

The bride-to-be usually appearances like angel walking on the planet in pretty whitened lace gowns paired with tahitian pearl neck piece. Exactly what had been a lot more fascinating were the stunning whitened wedding flower that the bride placed as a bridal bouquet and which added a taste of natural beauty and earth to the whole atmosphere. In the various marriages I attended, I observed an adaptation in white flower bridal bouquets. My personal fave was a bridal bouquet that was made from only tulips and held together with a white silk bow. The beauty of it was accentuated by the beautiful bride.

In quite a few of the weddings, I as well observed attractive combinations which were relaxing to the eye. For instance, a bridal bouquet had a stunning lilies placed against lisyanthus stem. The mix of white towards green seemed very tasty apart from being absolutely fresh and natural. Similarly, another of my fave was a bouquet Hydrangeas. In that particular bridal bouquet, the hydrangeas were organized in the centre, surrounded by red roses and green stems. I liked the choice as it was changed and obviously obvious of the indisputable truth that the bride had additional a scent of her very own personality into the dress through the color combinations. White roses, although very much used, will always continue to be an especially previous desire to many folk for their classic and stylish overall look.

People needn’t have got only these types of flowers in a bridal bouquet. There are many other flowers that are available for the bridal bouquets. Sweet peas and ranunculus could be another choice. You can add colored stems in bouquets. They also look extremely attracting. One can also go for artificial things like bows, paper made things, shells or crystals and so on. Your bridal bouquet should seem to be part of you.
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A white wedding is an absolutely gorgeous concept. Just put in little bit of your own mind and creativity and you get themes in a white wedding that had never been utilized before.
bridal bouquet ideas floral bridal wedding bouquets
The individual needn’t have got only these kinds of flowers in a bridal bouquet. There are numerous other flowers that are available for the bridal bouquets. Sweet peas and ranunculus could be another choice. They also look very attracting. One can also go for synthetic things like bows, paper made things, shells or crystals for example. The only vital thing is that the bridal bouquet you carry should look a manifestation of private selections and personality. Your bridal bouquet should appear to be a part of you.

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The concept of a totally white wedding has always been a very fascinating one to me. I felt its beauty even more closely when I attended a few white weddings recently. The idea moved me so much that I decided to write an article about white weddings so that I could help a few make their big day totally special and beautiful.

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To make a bridal bouquet, choose the color theme and flowers, remove all greenery from the flowers, start with the largest bloom in the center and spiral the flowers around the center bloom. Wrap the bridal bouquet with floral tape and then double-sided satin ribbon using instructions from a florist in this free video on wedding flowers and floral arrangements. Expert: Christine Holanda Contact: www.lilyofthevalleyfloral.com Bio: Christine Holanda is a florist and the owner of Lily of the Valley Floral Design & Gift Shop in La Quinta, Calif. Filmmaker: Gina Miller-Britton

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Home Page > Shopping > Gifts > All You Need To Know About Floral Delivery Boxes

All You Need To Know About Floral Delivery Boxes

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Posted: Jul 11, 2010 |Comments: 0

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All You Need To Know About Floral Delivery Boxes

By: Ernie Lonardo

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Want cheap Floral Delivery Boxes For Sale? We help direct you to them.

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Article Source: http://www.articlesbase.com/ – All You Need To Know About Floral Delivery Boxes

How do you deliver flowers to that special someone who lives miles away? Well you could go to a florist and pay there delivery charges, but you will have to buy flowers from their shop. An easy alternative to this is to buy the flowers or plants of your choice and then buy floral delivery boxes in order to send them to the receiver. With many delivery boxes that are used for shipping flowers they can send fresh flowers, dried flowers and shrubs or plants.

Floral delivery boxes are made from cardboard. Cardboard is a natural and environmentally friendly product that is made from compressed tree pulp. Once the boxes have been made the flowers or plants are then placed inside them and shipped to their desired location. To keep the flowers fresh, they will often be placed inside a a plastic bag that contains a small amount of water and plant feed. All flowers and plants should be delivered to their destination within a 24 hour period to ensure that they remain fresh.

It is possibly to purchase personalized flower boxes, these can then reflect the person that you are sending them to. However, it is much more common to purchase standard singular or wholesale boxes that can have your company logo printed onto them or to personalize them yourself. In general, because cardboard is such a versatile material it is very easy to alter or to find in a variety of colors and patterns.

The size of you flower boxes will depend on the size of the flowers. You won’t want the flowers or plants to become crushed or too compact in a small area so it is essential that they big enough to easily accommodate the flowers and their necessary food supply, but not too big because too much room could also damage the flowers whilst they are in transit.

If you are looking to send flowers personally or as part of your business then the best place to look for boxes is actually online. By shopping online you will discover that there is greater choice in terms of available products and styles as well as huge number of suppliers. Online shopping is also much more convenient because you won’t have to leave the comfort of your own home and the boxes can be delivered directly to you. In addition to this, online shopping will also offer you exclusive discounts, which will make the whole experience a lot cheaper and cost effect.

Floral delivery boxes are a great way to send precious flowers and plants that many people will enjoy receiving. These handy boxes will keep their contents safe and protected so that they receive their destination in tact. So if you want to send that special someone some flowers then you will need one of these boxes.

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